Balboa - Senior Data Scientist

Company: Balboa Capital
Location: Costa Mesa
Posted on: May 28, 2023

Job Description:

Balboa Capital, a division of Ameris Bank, is a technology-driven business lender that uses innovative online tools and technology to change the way small businesses secure financing, and we are looking for talented, motivated individuals to join our team. If you embrace technology and have a desire to work at a dynamic company with a diverse group of highly skilled individuals, make Balboa Capital the launching pad for your successful career.
Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.
Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you'll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer's needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and allies as well as professional development opportunities to drive ongoing education. Learn more about our purpose and how you can bring it to life as an Ameris Bank teammate.
This position is responsible for developing and maintaining many of Balboa's Credit Risk and Marketing Models, contributing to the model monitoring process, develop business intelligence reports, ad-hoc analysis, model documentation, and perform data quality reporting.
Essential Functions, Duties, and Responsibilities:

• Review and interpret ongoing business report requirements including researching data requirements.
• Create ad-hoc, recurring, and QA reports with thoroughness and a goal to minimize errors.
• Experience working in a fast-paced environment and meeting tight deadlines.
• Design, build, and maintain efficient, reusable, and reliable code.
• Document current and new processes.
• Meet with multiple departments such as Working Capital, Credit, Sales, Marketing, IT, and Accounting to understand business needs to enhance and maintain business and data reporting.
• Handle the full cycle of Model building from data preparation and integration, detailed documentation, model maintenance, quality assurance reporting, and model refinement.
• Research and experiment with model segmentation groups to boost predictive accuracy.
• Develop data marts for Analytics, modeling, and reporting. Required Knowledge, Skills and Competencies:
  • Quantitative reporting experience.
  • Statistical modeling experience.
  • Ability to interpret and understand user requests.
  • Experience in Business Reporting / Analytics.
  • 5+ years of hands-on experience with SQL.
  • 5+ years of python, SAS, and/or R experience.
  • 5+ years working with data warehouse(s) and data marts.
  • 5+ years of experience with building dashboards and data visualizations. Industry and Work Experience:
    • Minimum 5 years of experience in Model Development/Validation.
    • 3+ years of experience as a Data Scientist or Data Science background.
    • 1 year of finance industry preferred. Academic:
      • High school diploma or GED required.
      • Bachelor's degree in Statistics, Economics, Management Information Systems, Finance, information technology, or related field preferred.
        Salary Range: $90,240 - $150,699.
        Disclaimer: The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.
        All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.
        Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
        The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Keywords: Balboa Capital, Costa Mesa , Balboa - Senior Data Scientist, Accounting, Auditing , Costa Mesa, California