CostaMesaRecruiter Since 2001
the smart solution for Costa Mesa jobs

Retail Mortgage Loan Originator

Company: Sovereign Lending Group, Inc
Location: Costa Mesa
Posted on: September 19, 2022

Job Description:

If you're a Loan Officer seeking new opportunity, look no further! Sovereign Lending Group is seeking seasoned Retail Mortgage Professionals who are focused on elevating their career with a team that will support their goals and aspirations.About US:Our goal is to offer the best refinance rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide the perfect mortgage solution for your client's needs. The SLG mission is to serve our customers with honesty, integrity, and competence.Mortgage Loan Officer Responsibilities:Prospect, develop, and maintain relationships with potential new business referral partners such as realtors, builders, bank colleagues, and the community at largeCollect and analyze prospective buyer income, assets and liabilities, background check, and loan application documents to determine creditworthinessCounsel borrowers to understand the pros and cons of different loan products to determine which is best for themInteract with customers, realtors, processors, and underwriters to ensure a smooth transactionReview the loan process by monitoring loan status, term conformity, and regulatory guidelinesClose a minimum of 2 funded loans per/month.Explore some of the SLG Advantages:We offer the products, technology, and marketing support you need to succeed in your market.Competitive compensation packagesIn-house UnderwritingEncompass PlatformTransparent Pricing ModelLicensed in 45 statesProduct Diversity!Non-QMBlended FICOs on Conventional LoansManufactured Construction560 FICO for FHA Loans12 Month Bank Statements (self-employed)Low FICO on ConventionalLow FICO on 100% VA Cash-outDown Payment AssistanceMortgage Loan Officer Qualifications:Minimum 2 years originating conventional, FHA & VA residential mortgagesCurrent NMLS State License and Federal NMLS Registration requiredKnowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of CreditKnowledge of state and federal regulations, and company underwriting policies and guidelinesPossess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making abilityUnderstanding of loan originator software such as Encompass, yet not a strict requirement.Benefits/Perks:Health, Dental, Vision, Life, Disability and 401(k)Company sponsored licensing renewals & continuing educationCompany events and team building activities to promote culture

Keywords: Sovereign Lending Group, Inc, Costa Mesa , Retail Mortgage Loan Originator, Hospitality & Tourism , Costa Mesa, California

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category

Log In or Create An Account

Get the latest California jobs by following @recnetCA on Twitter!

Costa Mesa RSS job feeds